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Ciao dolce LORY.. Anche qui diluvia ogni santo giorno!! Cara Nella qui da me le temperature sono miti e gradevoli con circa 26 gradi di giorno Ti faccio tantissimi complimenti per questo interessantissimo articolo ben scritto e ben strutturato come lo sono tutti quelli che pubblichi e assolutamente non da censurare! Ciao, Nella!! L'hai fatto con garbo Mi permetto di segnalarti anche i Pink Floyd con "The great gig in the sky" "The dark side of the moon" : da qualche parte devo avere letto che si tratta di un amplesso. Non era per niente da censura, anzi! Ciao, un bacio!
ROSY mia bella sempre troppo gentile e generosa con me.. Proprio vero non si finisce mai di imparare! Ti stringo forte! Bella la mia piccola MAYA, non ti preoccupare non sempre si ha tempo di commentare , ma io certamente non dimentico Bacione e buon fine settimana! Leggendo questo post mi sono sentita davvero ignorante. Quante canzoni ascoltiamo e cantiamo anche senza capirne il significato. Come vorrei sapere bene l'inglesse! Un abbraccio cara!
Un bacio enorme! Ma un chierichetto proprio no, mister Bruce Springsteen. Qui non si tratta solo di musica e testi ma di fuoco che smuove ogni cosa. Detta come la dice lui: FIRE. Ahahah, bacio! Ti adoro! Kim Basinger risulterebbe sensuale anche senza musica! Che bomba!
Io in confronto sono un uomo ahahahah!!
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Non credo proprio.. Buona serate e un abbraccio forte forte! Bacio forte. Bacioni bellezza mia! E mettiamo pure evviva gli Wham.. No, non credo che "l'erotismo romanzato" sia superato.
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La carta non ha voce, sta quindi all'autore riuscire a proporre una prosa sinuosa e accattivante. Un sorriso per una serena settimana. Hai ragione Baciottone pomeridiano! Spesso anche la voce non basta, ma la musica ha un potere ipnotico, indubbiamente per me il testo ha il suo peso Un sorriso tutto per te! We all know is difficult, hardly successful, time consuming and sometimes lead us to ruthlessy confront with our weaknesses.
Is probably because a real entrepreneur is somehow like an archaeologist, relentlessy looking for some hidden beauty. Beauty tends to feel like something that must be found in special places—like museums and galleries. There is neither a ISO standard about beauty, nor a spreadsheet. Look at the market nowadays: every firms wants to be customer-centric, adapt as much as it can to customer taste, make customer happy: only beautiful things have this ability, because beauty is talking an universal language, neither classic nor modern, able to communicate with everyone.
And it may represent a promise of happiness. Therefore beauty may represent a success- detonator for your business, being able to open the way to happiness, because happiness in the end is strictly related with interaction with beauty: observing something beautiful, experiencing something beautiful, creating something beautiful. Keep you customer in contact with beauty, and he will be certainly happy: the big seven factors commonly addressed as happiness markers, such as wealth, family relationships, career, friends, health, freedom, and personal values will come right after.
Every process in the end is a flow chart, like every painting is made of colours, but there is a slight difference between the Mona Lisa and a forgery. Nowadays, there are firms that created in their organizational chart the role of Chief Happiness Officer, in its essence, an HR Manager with the task of engaging employees, motivating them and raising performance levels through the enhancement of their happiness level. There are endless recipes in order to make the best out of your pitching experience.
There are a few simple things that really can make the difference. Slide show: please be clear. Drop on the slide a few concepts to talk all around, but be merciless in eliminating the not useful concepts. Slides are most of the times too crowded, simply unreadable. Infrastructure : where are you planning to pitch?
It will be organized for a large public, in a small room, or just a few persons? Try to have under control beforehand parameters like: a distance to public, b facilities available in the room fi. Pitching environment is important, sometimes decisive. Always respect time : is always one extra point gained for your pitching. Time keeping means respect for the audience, respect the following pitchers and…for yourself. In facts a god pitcher is a superb listener. So having time left means having time to answer questions and interact with public.
Islamic finance may play an outstanding role in global economy especially if able to leave its comfort zone, with the help of new technologies in front end improving customer experience and most of all in backoffice processes. These country specific models have achieved reasonable success as measured by the share of Islamic finance in the respective markets. I would like to argue, however, that the reduced pace of growth suggests that we cannot hope for a new growth paradigm while maintaining the status quo. If the developments in the conventional finance industry are any indicator, it is reasonable to expect that regional and global cooperation can open new doors for the Islamic finance sector.
International Islamic Financial Market IIFM has made valuable contribution towards standardizing money and capital market contracts as well as financing contracts. Maraj stressing on the need for standardization to enable global growth. Commenting on the changing face of financial services due to the advent of digitization, Dr. This means that there is an ample room for the industry to invest and to participate in the digital revolution. Moreover, e-commerce will be a very good channel to manage the liquidity of Islamic banks.
This is a challenge that has long been waiting for a solution. E-commerce seems to be a promising sphere. With the fintech revolution, online sales can seamlessly meet the requirement of Islamic finance. If Islamic banks invest in this area, they will be able potentially to reap lucrative returns from a growing large sector, manage their liquidly efficiently, and participate in real economic growth and development. The conference also played host to an exclusive interview of H. Khalid Al Rumaihi, Chief Executive, Bahrain Economic Development Board, which focused on emerging projects and financing, the value added tax which will be implemented in the Kingdom in addition to the benefits and risks of digitization.
Al Rumaihi also mentioned the key milestones achieved by the GCC countries during the past three decades, and how they have employed the bilateral cooperation as a factor to promote brotherly countries and unite efforts to succeed in the initiatives and plans set in this regard. The Islamic Financial Services industry has shown tremendous progress as one of the fastest growing asset classes in the world.
The industry continues to expand in many emerging and advanced markets and introduce new standards that should further help develop products and attract investors. In order to for Islamic banks to expand their geographical footprints further over the coming years, they must be able to compete more effectively and tackle a number of key challenges facing the industry, including delivering cost efficiencies, building greater talent pools, enhancing corporate governance; leveraging digitization, delivering innovative products that meet genuine market needs; and ensuring risk management systems are up to par.
For the Islamic finance industry to build a solid foundation for the next phase of international growth, the industry must undergo transformation in a number of key areas. The 25th Anniversary World Islamic Banking Conference WIBC is a key platform for industry leaders to put a spotlight on the challenges, innovations, latest developments and technological solutions essential for further growth of the global Islamic banking and finance sector.
This was followed by the joint launch of Casablanca Finance City CFC -Thomson Reuters Report — Islamic Finance in Africa: The upcoming frontier that provides an industry landscape of Islamic finance in African countries with an overview of the industry development in 5 African countries including Morocco. The conference proved to be the ideal launchpad for a number of key financial intelligence reports and also saw the launch of The Global Report on Islamic Finance — The role of Islamic finance in financing long-term investments by Islamic Development Bank that highlights how Islamic finance could help mobilize long-term funding for development programs.
Other key highlights from the day include the panel discussions focusing on economic growth and sustainable finance, the Fintech Panel on the Digitization Journey of a Global Bank and the Region Round Table focusing on Africa. Leading industry experts analyzed the challenges at hand and focused on coming up with effective suggestions with the ultimate aim of developing a convergence roadmap for the Islamic Finance industry at large. The seminar concluded with a critical discussion on the latest developments in global financial markets that saw an assessment of Benchmark Rate Reform and the preparedness levels of Islamic financial institutions.
The session also discussed the need for digitization of Islamic financial contracts and products and the challenges which Islamic banks have to overcome particularly in adopting smart contracts. Probably everybody knows that story about a guy who meets three builders on their lunch break. So that means that the first two builders were wrong? If you look at the big picture, suddenly the cathedral will appear in your eyes. How do they look like? Which is the most beautiful? Real innovation means projecting a new cathedral or instead thinking about a breakthrough building something completely different of even more ambitious?
If instead you are one of the first two builders, welcome in a completely different world. Welcome in the world of incremental innovation. In such a case innovation is about:. Can I think of adopting some slightly different material? The most widespread kind of innovation. It means an innovation that concerns an existing product, service, process, organization or method whose performance has been significantly enhanced or upgraded. Here is the point. In your organization you need to frame both things: both the brick and the cathedral.
Looking for disruption will be an healthy and wonderful bet on a different future, but in the end every great innovation will become routine and incremental innovation is the only thing that will allow your firm to stay ahead in business. Yes, because incremental innovation is important, being largely the dominant form of innovation. In facts, blue ocean is some kind of unicorn. In facts, buliding a new cathedral can be challenging, being disruptive can be fashionable and sound positively ambitious too, but at the other side its a very complex process, rather than a discrete event, and generally implies a sophisticated and risky process.
This not just about providing training and know how but also being ready to timely transform a series of positive experiences and practices into best practices, and into a continual advance in change management process,. That will be a useful exercise: from time to time, asking your team about the way they see their job.
Reading the latest available reports and figures on development and related issues of islamic finance from the point of view of entrepreneurs and young startuppers across the world a few facts are clear. First of all there are facts and requests coming from this specific entrepreneurial and financial environment that are surprisingly similar or even equal to the requests of new entrepreneurs not belonging to that area. The most frequent issues that young Islamic entrepreneurs are facing seem related to the following subjects:.
The truth is that we can say almost the same thing for the rest of the world. E QUITY : acquiring the best financial culture able to make the most efficient use of resources in order to timely accelerate, boost and stabilise startup growth. So, it really looks like that every startup is carrying some specific financing, cultural, and social issues because, in the end, every new entrepreneurs is introducing somehow newly formed DNA into the system.
This DNA makes the startupper look for a specific and sometimes unique combination of the 3 E. Clik here to access the material. Access the full list here. An exclusive Interview. Recent interdisciplinary scientific developments and new technologies in the near future will allow, thanks to new diagnostic approaches, to abandon a system where prevention is sporadic and medical intervention is conceived right after the onset of a disease and move on to a new preventive, predictive, personalized model with routinary, constant on going controls.
We would then move from a structured model to treat the diseases to a structured proactive model to prevent the onset of diseases, which would allow all citizens to enjoy those social rights enshrined by the Constitution, specifically the right to health, while reducing global expenditure on health. Thanks to Dr. The Naked pitcher. The ability of management to address and communicate with examples , because it seems that especially managers are afraid to set the right example by openly admitting they did something wrong not understanding that there is much more to learn from a mistake than from a success , but if they do, they develop antibodies to mismanagement and so does the organizations they lead, because they are permitting a person to do things incorrectly or make errors of judgment without consequences, empowering themselves and learning how to take and handle risks.
Mismanagement occurs where and when an organization is not taking risks anymore;. Mismanagement is a virus affecting all kind of organizations, in every state of their growth. Mismanagement is a real plague of entrepreneurship,. Mismanagement can be seen as a degeneration of leadership, when leaders stop producing added value for their firms and literally feed on their own organizations, sometimes causing its death. Why is that? Mismanagement is often connected with the trend of over-simplifying problems ; not considering possible alternatives and assuming that compromise in necessarily negative.
Healthy competition provides motivation but this is not the case if a leader is constantly managing the firm against something or someone looking for destruction rather than construction. When an organization breaks up into factions, you are missing the big picture: instead always act professionaly local but feel global: give the best highly specialized contribute to your company, but never miss the big picture. Here a test to perform in order to avoid mismanagement practice and discover its early symptoms:. In the coming weeks there will be more interesting contents and full coverage during the event days.
We also would like to give a special thanks to the organization for making this possible. Introduced in and forming the basis of the annual WIBC Performance Awards is the WIBC Leaderboard: a first-of-its-kind comprehensive assessment tool aimed at helping the Islamic finance industry to critically appraise the challenges and growth opportunities that lie ahead. The WIBC Leaderboard ranks Islamic banks as compared to their key competitors at the global and regional levels, based on various robust financial and governance metrics. In addition to the individual metrics, banks will be ranked on the basis of an aggregate score, which forms the apex of the WIBC Leaderboard.
This aggregate index holistically ranks entities on the basis of the aforementioned financial and governance measures. The innovative 25 th edition will also see an Award for the Fastest Growing Bank in terms of asset growth to recognize an Islamic financial institution that has expanded rapidly over the last year. To find out more about the 25 th World Islamic Banking Conference , visit: www.
For 25 years, our exclusive focus on achieving business results for the Islamic finance industry has enabled us to create significant value for the leading players in the Islamic banking, finance and investment markets. Visit us at www. Per raggiungere il Palazzo delle Esposizioni. The same happens for some interesting Muslim startups reported troubles in tapping capital sources from investors that can fully understand Shariah rules and appropriately value their markets.
Entrepreneurship therefore can represent a way to overcome problems and favourite integration, and forums, angel investors, mainstream VC and equity-based financing can probably in this case boost this process much better than other traditional financing channels. And this is important, because entrepreneurship is inherently a growth, transcultural and transborder factor for society, because for its nature believes in value creation, communication with an always larger base of consumers, growth through partnership etc etc.
What we do with this stories? We learn from failure, is the most common answer. There is a cultural gap to overcome. For a community or an ethnic startup, the typical additional questions are:.
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However, not always this way to think is correct as well as not necessarily an ethnic startup represents a riskier activity. For the same reasons, serving a market niche is not necessarily a bad thing, especially if that niche gives the access attractive, uncontested blue ocean and the proposed idea is really innovative. Tell always your story, then!!! And, most of all, the difficulties you experienced. Every entrepreneur should get the same chances of presenting their idea and of being objectively evaluated for the value of their plans.
To make this chance of integration trough entrepreneurship something more than a dream, such a kind of startups certainly need more than others:. You simply cannot wait for customer request. They will be:. Having a product specification the sooner, the better in the early stage of firm development will help you to:. Yes because, through the specification, you can start a continuous process of improvement and optimization, getting precise and punctual feedback by partners and customers. So, I began to think about what might be the elements of the best, most powerful investor pitch.
I spoke with a selection of Angel Investors to learn what they look for in an investor pitch, and what causes them to want to look more deeply into a potential investment. The following elements are those that were mentioned by all of the investors I spoke to, and so I feel are the elements that not only attract stakeholders, but represent the most powerful investor pitches. Value Proposition. This is a term in business parlance that most everyone talks about like they know what they are talking about, but generally get wrong.
A simple, clear definition, and the way it should be discussed in an investor pitch, goes like this. Every problem is an opportunity for a creative solution. So first, describe what the problem the opportunity is. Now, all opportunities have a current solution. So next, tell your audience what the current solution is. Follow this up with what you need to execute.
Management Team. So, sell the management team as full-time, committed and passionate people who intend to make this business happen. Investors are attracted to large, primary markets, although niche markets can be interesting because they often represent an underserved audience. Because market share is a zero-sum game, when a new company enters a market and begins to get sales, it is accumulating share, and that share is coming at the expense of another competitor. And, that all you need: time — time to accumulate strength so that you can more effectively respond when he does come after you.
Frankly, financials are much less important than most people think. However, they do have to be addressed. That tells investors that the financial projections have been thought about and might be more than a simple guess. Software, for example, can be protected by trade secret.
Finally, enthusiasm is infectious. So, include these five things in your investor pitch and exude passion and enthusiasm, and you will have a much more powerful investor pitch than any I listened to at the competitions I attended. William Rossi is Professor Emeritus of Entrepreneurship at the University of Florida, having taught at both in the undergraduate and graduate Entrepreneurship Program there for 15 years. Prior to teaching, Professor Rossi initially held several senior level positions with Ford, Goodrich and Picker International.
After relocating to Florida in , Rossi worked in executive management positions in smaller entrepreneurial companies and was a principal in several. Rossi holds a Master of Science degree in Operations Research from the University of Massachusetts and an undergraduate degree in mechanical and industrial engineering from Ohio University. Worked previously in several non profit organizations but also interned in many businesses.
ISO , quality, QSM quality management, certification… Many terms and concepts that have been talked about for the last 10 years and many new entrepreneurs, managers, business students and public get mixed between these concepts and others and find it hard to understand exactly what is about!
In this article we will explain in very simple words what quality is about and what are the most important concepts that we have to know about as students, consumers, entrepreneurs, present or future managers. In other very simple words, quality is the degree of which the organization presents the object product, service, process, system… the way it was exactly demanded by the customer. The concept of quality is dedicated towards the customer and not for the businesses or for the marketing as lot of people think. And of course the quality issue depends on what I want as a customer, how I want it, when and using which tools.
Understanding the real meaning of quality assurance and writing down accurate product specifications, may represent the key to success for many firms. A quality management system QMS on the other hand is a set of policies, requirements, standards, rules needed to accomplish the execution, production through a particular process in the company.
We hear often that the organization X or the Process Y is certified ISO , and we often do not understand what it means or how it can help us as customers. So when we say tha t X or Y are certified means that they follow the requirements of a standard ISO for eg. In very simple words, it means that the organization respects the rules of ISO in making a certain product, service or system. ISO : is related to quality management ISO means that the business have respected the quality required by the customer from the very first stages of concepts to the very last steps of production and beyond.
ISO means that quality was respected from the production till the after sales services…. How can ISO helps my business as an entrepreneur? Being certified as ISO family does help the organizations in many ways:. The quality of a management team is the single most key determinant of business success. Following are some tips to assessing, restructuring and powering up your business team.
First, of the things that most attract investors to a company, a quality management team is nearly always quoted as the most key element. It trumps product and market in almost every survey. The reason: a great team can take a mediocre product and make it successful, while a mediocre team can fail with a great product. A survey conducted by Profit Dynamics among professional investors evidences this notion. When asked in this survey what factors most influenced the decision to invest, management quality ranked 1 among all responses.
Others like market size and proprietary technology were seen as important, but paled in significance to management quality. When asked the reasons that most drove the decision to decline investment, again lack of an experienced management team ranked 1 by a wide margin in the response of these investors.
So, what constitutes a quality management team? The response of these professional investors was overwhelming: it means experience, track record. A flexible management team, one that recognizes its shortcomings and is willing to recruit the right team members, was quoted a close second.
The first step in upgrading a management team is to assess both your current talents and your needs. This has to be an honest assessment. Remember, investors want to know either that you have the requisite experience, or that you know that you need it and are flexible to get it. An advisory board is not a legal entity, and has no fiduciary or financial responsibility. It simply operates at the discretion of the company to advise the company in its areas of expertise. This a critically important, collateral element of the management team, and can provide powerful leverage in both operating and financing capacities.
Populated with people of recognized experience, your board brings instant credibility to the company. Finally, once you have an advisory board, use it. Have regular meetings and listen to your advisors. In conclusion, the quality of the management team is critical for both company direction and financing. Experience counts the most, but willingness to recruit the right team is a close second.
An advisory board can be a powerful addition to any business team if populated and used intelligently. Vai al contenuto. In evidenza. But it this task that simple? Clearly not. Mandela Tutte le imprese hanno bisogno di strategia. Il volume si propone di offrire un utile e specifico approfondimento sul marketing e la strategia di impresa in questo particolare settore Marketing is one of the pillars on which base modern sport, if we want to produce business in the world of sport.
Per richiedere il libro: info keirion. Giuseppe Chielli direfarescrivere, anno XV, n. E, come nella migliore delle tradizioni che speriamo di portare avanti negli anni a venire , per un Salone che finisce arriva la nostra testimonianza sulla manifestazione, che ci ha visti come ospiti e protagonisti. Maria Chiara Paone direfarescrivere, anno XV, n. Gli autori di LICOSIA sono poi disponibili ad organizzare: -incontri o cicli di incontri in aula sui temi sopra esposti, aventi un carattere informativo, divulgativo o seminariale. But where inscape ends?
Where instead landscape begins? In other words finance that generates other finance So much for factor nr. That would help you to reaffirm your identity and competitive advantage, and your public understanding clearly what makes you special and different; — Take time for your conclusions : try to give at least try key takeaways to your public, possibly as memorable as your vision. What need is there for other concepts? What about the effort, this is what would be nowadays of even greater help and socio-cultural value, that some great companies of the past did to provide education, cultural preparation and argumentative skills to the communities with which they interacted?
This is probably the perfect recipe for a disaster. They protect an history and the reputation of their brand and therefore their value , where these categories represent nothing special for startups, because they are just focused on future, They have too much to lose and their response time is long. Could this lead to a system cahacterised by too many financial distortions and inequalities? Moreover, risk need definitely to be shared, not entirely delegated. Maria Chiara Paone www. Sabato 11 maggio dalle Che cosa le accomuna e cosa le divide. Come si rapportano ai linguaggi di ogni giorno?
Il personaggio capace di rispondere affermativamente a tale quesito si chiama Massimiliano Bellavista, ingegnere e docente di Management strategico, nato a Siena nel Ricordiamo dunque, tra i pregevoli testi in materia di organizzazione aziendale, Le reti di impresa FrancoAngeli, scritto assieme a Lorenzo Zanni e, tra quelli dedicati alle strategie di start up imprenditoriale, the naked pitcher Licosia, Guglielmo Colombero.
Entrepreneurship too has definitely something to do with light. Alcuni degli autori che saranno presenti al FringeBook:. There are so many obstacles between a normal and an outstanding listening skill. Therefore is so important and can make the difference for your startup project Skilled listening, is a way of generating and testing new business ideas: it means in facts being able to pay attention to phenomena, eliminating background noise, and get the essential feedbacks from stakeholders, summarizing the content of their word.
Thanks again!!!!!!!!! Is there enough beauty in your firm? In such a case innovation is about: — benchmarking: mostly an internal matter. In facts, buliding a new cathedral can be challenging, being disruptive can be fashionable and sound positively ambitious too, but at the other side its a very complex process, rather than a discrete event, and generally implies a sophisticated and risky process And so what? There are anyway some typical warnings to be taken into account: — Is your firm sensitive to incremental innovation? Exactly like it happens for many ethnic, migrant or community startups.
Still looking for articles and contributions. Thanks to everybody, keep following us!!! To hear their voice, to answer their questions, makes more difficult mismanagement and unrealistic or just selfish behaviour to take place. Keep also in mind that the above mentioned standards are based on a widespread concept of sustainability: it means getting used to evaluate managers not just for their immediate results, but also based on how sustainable those results are; Training : training means empowering people; it means also knowledge sharing: being most of the companies nowadays based on knowledge, having in place an advanced training program is certainly a powerful message.
It means that your company is creating the preconditions for reducing information asymmetry between different organizational levels, and, most important, the preconditions for supporting change through the creation of a new internal generation of managers. That equals to slowly insulating managers in an ivory tower. Sometimes even irreplaceable. But suppliers are firm too, and exactly like clusters and networks of firms can suffer the effects of mismanagement resulting in an irrational or dysfunctional decision-making outcome that discourages critical evaluation of alternative viewpoints.
So from time to time, experiencing and testing new approaches, experimenting new partners starting from non-critical processes can provide to the management an healthy internal benchmark. In fact, not always relying on the usual solutions is a good antidote to mismanagement too. Organizational climate : Yes, is very important to enjoy a positive organizational climate. Everybody knows that. But a two things should be stressed more than others: a The importance of a mistake. Mismanagement is a real plague of entrepreneurship, Mismanagement can be seen as a degeneration of leadership, when leaders stop producing added value for their firms and literally feed on their own organizations, sometimes causing its death.